NAF Employee Benefits

We offer our employees and their dependents a comprehensive health insurance package, which also includes a dental plan (optional), discounted prescription drugs, natural alternative discounts and a National Medical Excellence program. Employees can also enroll in the Flexible Benefits Plan, which allows you to pay your health insurance with pre-tax earnings. Regular employees are eligible to enroll in health insurance on the date they are appointed to a regular position.

Employees are eligible to enroll in the Group Life, Accidental Death and Dismemberment Insurance for coverage for themselves and their dependents. The amount of coverage is based on salary. Regular employees are eligible for life insurance coverage 31 days after being appointed to a regular position.

NAF has several retirement options that an employee may be eligible to elect if they choose to retire, including normal retirement, voluntary early retirement, optional early retirement and delayed retirement. Employees pay 1% of their bi-weekly salary into the plan. Regular employees are eligible for the retirement program after one year.

This plan allows employees to contribute 1-15% of their salaries to the plan. Employers also contribute matching funds, up to 3%. Employee and employer contributions, plus earnings from those contributions, are not subject to federal income taxes until money is withdrawn from the plan. Regular employees are eligible for the 401(k) program after 30 days.

Annual leave is paid time off from work. The amount of annual leave earned depends on the employee’s total length of creditable service and hours worked in a pay status (ranges from 5-10%). Annual leave begins to accrue immediately after appointment to regular status.

Sick leave is for absences due to illness, injury, or illness of a family member. Sick leave is earned at a rate of 5 percent times the hours in a pay status, excluding overtime. Sick leave begins to accrue immediately after appointment to regular status.